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Cars and Bikes—Share the Road, Save on Auto Insurance
Since we're in the auto insurance business, we're obviously interested in promoting safe driving. That's why we offer
features on driving safety and other auto insurance-related topics. Since we're also bicyclists and drivers, we're
also just generally interested in keeping people updated about the latest news in automotive safety.
With so many of us getting around on bicycles these days, coupled with an ever-increasing number of people driving,
it's important that we all learn to share the road. While drivers may be on the look out for other vehicles,
cyclists are harder to see. And in most cases, it's the person on the two-wheeler that fares worst when
autos and bikes collide.
Collisions between autos and bikes can also cause severe damage to your car, which can mean that
you end up paying higher auto insurance rates because you've had to file an auto insurance claim.
Whether you prefer 4 wheels or 2, what steps can you take to avoid collisions?
Here are some tips that both drivers and riders can use to stay safe on the road
and avoid costly auto insurance claims.
Safety and Auto Insurance Tips for Drivers
Reduce speed when encountering bicyclists.
Bicycles are considered vehicles, so give them the appropriate right-of-way and treat them with the same consideration you would give another driver.
Give them more time.
Keep in mind that bikes take longer than cars to cross intersections.
Be aware.
Keep your eyes open because cyclists can be hard to see at times. Pay special attention in intersections and when you open car doors.
Pass with care.
Take your time when passing cyclists and give them plenty of room. Wait until it's safe to pass and when you do, be sure to leave at least 3 feet between your car and the cyclist.
Use caution around kids.
Expect the unexpected when you see a child on a bike and be especially careful of your actions and your speed.
Safety Tips for Cyclists
Act like an auto driver.
Remember to obey the same rules that drivers do: ride in the same direction as traffic, stay in the lane furthest to the right, and obey all stop signs, lights, and lane markings.
Be predictable.
Avoid swerving into the road or around parked cars. Enter streets and intersections slowly, check for traffic, anticipate road hazards, and adjust your position accordingly.
Stay visible and safe.
Wear brightly colored clothing and a helmet. If you ride at night, make sure your bike is fitted with lights or reflective tape, and make eye contact with motorists to let them know you're there.
Whether you get around on 4 wheels or 2, be courteous, be careful, and be safe. Esurance rewards safe driving with auto insurance discounts for good drivers in most states. Find out if you're eligible for a good driver discount, or for any other auto insurance discounts. As mentioned above, your primary goal is to avoid causing injury to yourself or anyone else on the road but keep in mind that safe drivers also save money by avoiding expensive auto insurance claims.
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