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Home > Learning Center > Coverage Counselor

Unless you work for an auto insurance company, auto insurance can be confusing.
Policies vary quite a bit and the terms and definitions involved may have you wondering if
you've chosen the right coverage for your situation. By spending a few minutes with our
handy Coverage Counselor, you'll get basic info on just how much auto insurance
coverage you need.
The Esurance Coverage Counselor will recommend general limits and levels of coverage
for the following:



Collision Deductible
Comprehensive Deductible
Medical Payments
Bodily Injury Liability



Uninsured/Underinsured Motorist
Property Damage Liability
Rental Car Reimbursement
Emergency Road Service
For best results, use the counselor's suggestions as a guide when getting your
free auto insurance quote. If you have any questions along the way, call 1-800-580-6819
to speak with one of our licensed agents.
Step 1: Provide your household info
1. What's your marital status?
2. Do you have children living at home with you?
3. If you have children at home,
    how many are licensed to drive?
4. If you have children, how many are 18 or older?
5. Do you own or rent your home?
Own  Rent
6. If you own your home, what is its approximate value?
7. Do frequent passengers in your car (including yourself,
    family, etc.) have health insurance?
Yes 
No  
8. Select the option that best describes
    your health coverage:


Please note: This tool is provided for informational purposes only, to help you understand the various
factors that may be relevant to coverage, limit and deductible selection. The tool is not intended to yield a
recommendation from Esurance for an individual; rather, it leverages a general model that is applicable
across a certain range of conditions. State insurance laws and specific underwriting rules may further
restrict available coverage options. After using this tool, if you have additional questions about your
coverage, please speak with a licensed agent by calling 1-800-580-6819.
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