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FAQ: Auto Insurance Discounts
Can mature drivers get auto insurance discounts?
Ah the golden years. You’ve paid your dues and now it’s time to relax and enjoy your retirement. Unfortunately as many people grow older, their driving ability often comes under scrutiny from those around them. As a group, drivers 75 and older have one of the highest rates of fatal daytime accidents. Because of this, it’s important that senior drivers stay proactively involved in keeping their driving skills sharp. That’s why, in many states, we offer auto insurance discounts for mature drivers who prove they are attempting to maintain a safe driving record.
To qualify, you need to meet the age requirement in your state and take an approved mature driver safety course. Also, certain states offer auto insurance discounts based on your age and your employment status, providing you drive insured vehicles only for recreation.
When you get your auto insurance quote, you’ll be able to see the eligibility rules for your state’s mature driver discount, as well as other auto insurance discounts. Auto insurance discounts are not mutually exclusive, and we hope that you qualify for several of the auto insurance discounts we offer. It’s important that the senior driver be honest with himself about current driving ability. Giving up the freedom of being behind the wheel is difficult, but if you or someone you know is no longer able to drive safely, the repercussions could be severe. Stay safe out there. It may just help you save money…and lives.
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