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FAQ: Auto Insurance Discounts
Do I get an auto insurance discount for taking driver safety courses?
At Esurance, we like drivers who make an effort to be safer on the road. That’s why we like to offer auto insurance discounts to policyholders who have completed a voluntary, certified driver safety course if the state offers the discount. While some states offer this discount only to mature drivers, other states offer this discount to both mature and younger drivers.
The National Safety Council www.nsc.org often has information about where you can take such courses and knows about state certified programs that offer courses for point reduction, auto insurance discounts, remedial driving, or retraining.
It’s important to keep your knowledge about safe driving up-to-date. Too many people take their license for granted or don’t heed the important information they were given when they learned to drive.
Also, as technology advances drivers face more distractions than ever. Having a T.V. screen in your car is a great way to keep the kids out of your hair; however, it can tempt you into taking your eyes of the road as well. In addition, the rising popularity of cell phone use is causing more accidents with an increased number of fatalities.
Another threat to safe driving is road rage. Tailgating, speeding, and running red lights can all have disastrous effects. A safe driving course can teach you how to better react in stressful situations.
You'll be able to see if the safe driving auto insurance discounts are available in your state when you get your quote from Esurance. Even if your state doesn’t offer auto insurance discounts for safe drivers, brushing up on your driving skills is never a bad idea, and it may just prevent you from having to file an auto insurance claim in the future.
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