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Insurance Products
While we started as an online auto insurance company, Esurance has since branched out into other online insurance fields, including homeowners, renters, health, and life insurance as well as insurance for motorcycles, collector cars, and cool stuff like boats and snowmobiles. We may be growing, but our policy remains the same: convenient, reliable coverage at a great price.
Auto Insurance
Though Esurance's operations are technology-intensive, the business of Esurance is insurance. Esurance is a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), a leading publicly traded financial services holding company specializing in property-casualty insurance and reinsurance. Esurance shares White Mountains' commitment to excellence in insurance practices, rigorous financial discipline, and pride of ownership.
Esurance is rated 'A-' (Excellent) by A.M. Best. Esurance's financial strength rating and strong backing mean that customers can count on their coverage from Esurance.
Homeowners Insurance
The Esurance Homeowners Insurance Program (EHIP) is available in most states. In some states, we offer the Esurance Auto & Home Policy Discount to our auto insurance policyholders who also buy their homeowners insurance through EHIP. Our program's coverage is underwritten by the Homesite Insurance Group, rated “A Prime” by Demotech for financial strength and ability to pay claims. Homesite and its member companies are a leading provider of home, renters, and condominium insurance.
Renters Insurance
In addition to offering affordable renters insurance, the Esurance Homeowners Insurance Program (EHIP) educates renters on the benefits of the coverage. For instance, renters insurance also helps protect items that are stolen from your car. EHIP, which is underwritten by Homesite and its member companies, offers renters protection against theft or damage to their belongings.
Motorcycle Insurance
The Esurance Motorcycle Insurance Program provides reliable insurance coverage for your motorcycles and ATVs. This program features free online quotes, customized coverage and deductible amounts, and flexible payment plans.
Health Insurance
Esurance has teamed up with eHealthInsurance, a leading source for online health insurance, to help customers find affordable coverage that fits their unique needs. At eHealthInsurance, shoppers receive free online quotes and can compare plans side-by-side. Once they decide on a plan, customers benefit from hassle-free online applications.
Life Insurance
Esurance is also proud to work with Efinancial to bring customers free online life insurance quotes from several leading companies. Consumers can compare rates and find a policy that suits their family's needs.
Other Products
Due to popular demand, Esurance has teamed with some great companies to bring our customers collector car insurance for classic and exotic cars, and specialty insurance for boats, personal watercraft, snowmobiles, and ATVs.
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