It's a fact: Californians depend heavily on their cars to get around. With gas prices on the rise, it's comforting to know that there are ways you can save on another expense — your auto insurance premium. These tips could save you hundreds of dollars on your California auto insurance now and in the future.
Shop around
Insurance companies use different rating systems to determine how much you'll pay for auto insurance in California and around the country.
At Esurance, we always advise drivers to shop around for car insurance to get the best coverage at the lowest price. And through real comparison quotes, you can do all your shopping at Esurance. When you get your California auto insurance quote we also tell you how much you'll pay with other leading car insurance companies.
Drive safely
Traffic tickets and auto insurance claims stay on your record for several years — and while they're on your record, you pay more for auto insurance. Auto insurance companies in California reward good drivers with low rates. In other words, California drivers who have good driving records and no recent auto insurance claims tend to save the most on their California car insurance.
If your driving record is less than perfect, you may be able to take a defensive driving course to remove a violation from your record. Unfortunately, your only other option is time. You'll have to wait several years for violations and tickets to be removed from your record before you can start enjoying lower auto insurance rates. For more information about defensive driving, read our defensive driving insight.
Watch your odometer
In California, car insurance companies use annual mileage to help determine auto insurance rates. If you drive a large number of miles each year, you should expect to pay more for auto insurance since you have more opportunities to be involved in an accident.
Lowering the number of miles you drive can help you save on auto insurance and at the pump. You can also help protect the environment! For more tips on these topics and more, visit the Esurance Learning Center.
Don't let your coverage lapse
Most auto insurance companies look at your insurance history to help determine your rate and many look unfavorably on drivers who let their coverage lapse. Having gaps in your auto insurance coverage, even for a day, can cost you more for auto insurance in the long run. Visit our insights index for more information on how your California auto insurance rate is determined.
Look for auto insurance discounts
Discounts on California auto insurance can save you lots of money on your policy. Check our discounts page for more information about discounts available in California.
Start saving on your California auto insurance. Get a quote from Esurance today!