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Since auto insurance is our business, we’re obviously interested in promoting safe driving. That’s why we offer auto insurance discounts for good drivers and safety features that can help you save money on your auto insurance.

Driving is a huge responsibility. You need to pay attention to everything and everyone around you with distractions and obstacles often competing for your attention. Driving defensively-- keeping your eye out for the other guy and driving courteously-- is your best defense against accidents and costly auto insurance claims.

Some tips on how to stay safe and pay less for your auto insurance:

• Take a defensive driving class to brush up on your driving skills. Chances are, you’ve learned a lot of bad driving habits since you got your license. Completion of a defensive driving course will increase your driving awareness, minimize traffic violations, help prevent you from having an accident, and could save you money on your auto insurance.

• Observe the speed limit. Although we may not always like conforming to them, speed limits serve an important purpose. Not following speed limits can cause an accident or get you cited for a moving violation, which could raise your auto insurance rates.

• Slow down in bad driving conditions. (In extremely poor situations, you may not want to drive at all.) Rain, snow, and fog can make it difficult to see and impossible to drive. Plus, wet and uneven surfaces require additional time to make a complete stop. Wet surfaces require 2 to 10 times more stopping distance than dry ones.

• Keep your distance. Following too closely to other vehicles can make it difficult to stop in a hurry. Slowing down and putting distance between you and a hazard can prevent accidents. You can determine if you’re following too closely to other cars by using the “3-second rule.”
  
  Use a tree or pole on the side of the road to gauge how closely you’re following the car in front of you. If there’s less than 3 seconds between you and the car in front of you, slow down or switch lanes to pass.
  
  

• Pay attention to drivers around you. Distracted drivers may swerve, stop quickly, or react slowly. Be on the look out for other drivers’ erratic behavior by always using your mirrors to locate cars and hazards behind and beside you. Also, make sure to look several cars ahead of you for clues about when to apply your brakes.

Esurance rewards safe driving with auto insurance discounts for good drivers in most states. Find out if you’re eligible for a good driver discount, or for any other auto insurance discounts. If you haven’t already, see which auto insurance discounts might apply to you when you get your auto insurance quote today.