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Pomp and Circumstance… & Your Auto Insurance
So you’ve graduated! Congratulations, you’re officially grown up! Now that you’re
ready to take on adulthood and the world, it’s time to start thinking about grown-up
things like obtaining your first job, apartment, car, auto insurance policy. Yes,
that’s right, auto insurance policy.
Auto Insurance—Who Needs It?
You do, if you drive. Auto insurance protects you from the unexpected. No one plans
to have an accident, but when/if you do, auto insurance will help relieve you of the
financial and legal burdens you may face.
If you don’t carry adequate auto insurance coverage and you’re involved in an accident,
you could regret it: medical bills and auto repair or replacement costs add up very
quickly, and in many cases can cost thousands of dollars.
Most states require that you carry a minimum level of auto insurance. Get a quote from
Esurance today to find out the minimum auto insurance requirements in your state. Then,
plan to exceed them.
Don’t Skimp
When you choose your coverage limits and deductibles, consider the various risks that
you, your passengers, and your auto are likely to face. You also need to consider the
assets you own, which your auto insurance coverage helps protect.
When you buy your auto insurance coverage, get the highest limits you can comfortably
afford for coverage like bodily injury, property damage, and uninsured/underinsured
motorist bodily injury. Higher limits can mean lower out-of-pocket expenses if you’re
in a serious accident and typically they don’t cost that much more than lower limits.
When you get a quote from Esurance, compare the price difference between the minimum and
maximum auto insurance limits available and see for yourself. You may not require as much
auto insurance coverage now as you will in the future. However, as you start acquiring assets
you’ll want to increase your auto insurance coverage to protect them.
Good, Young Drivers Wanted
Esurance offers a special savings incentive to young drivers with good driving records.
Every 6 months, assuming there are no claims against your record, Esurance will lower your
auto insurance premium. Most auto insurance companies don’t offer auto insurance discounts until
young drivers turn 25. Now that’s an incentive to drive safely!
Esurance offers other auto insurance discounts too. If you haven’t already, see which auto
insurance discounts might apply to you when you get your auto insurance quote today.
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