news flash  log in  email us  report a claim how fault’s determined in an accident If you've ever been in an accident, chances are you've wondered: "Who's at fault? Am I to blame or is the other driver in the wrong?" While the answer's rarely ever cut and dry — fault laws vary from state to state and interpretations run the gamut — it still helps to know how insurance companies (like us) handle things. For instance, did you know that even if the police report says the accident wasn't your fault, your insurance company has the final at-fault say? And that's just the beginning. see how fault is determined did you like this article? Y N   esurance mobile Change your payment due date, file claims, and more. get the app for free myth of the month Red cars cost more to insure. get the truth about car color motorcycle insurance: 5 surprising things it covers If you ride a motorcycle, there are many good reasons to get motorcycle insurance. The biggie: most (though not all) states require at least liability coverage. And, of course, it's always smart to have protection in case of an accident or theft. But motorcycle insurance can do a lot more than just protect your bike. It can also: 1. Cover your snowmobile, scooter, ATV — even your Segway or golf cart. 2. Help pay for your lodging, food, and transportation if you get stranded on a long trip. see what else it covers Whether you ride a classic cruiser or an ATV, a sound motorcycle policy can help protect you through all the twists and turns ahead. Get your motorcycle insurance quote now to see how affordable coverage can be. did you like this article? Y N                           need other insurance?   Homeowners   Renters   Motorcycle   Condo   Health   Life     we’re social too   Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone is a trademark of Apple Inc.