esurance news flash | november 2010
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how to steer clear of deer
It’s November, which means the last of the fall foliage for most of the country and the start of the winter holidays. This month also signals the beginning of deer-mating season and a related increase in accidents involving cars and animals. In fact, the number of animal-collision insurance claims is nearly 3 times higher in November than in other months.
Since the average cost of a deer/car run-in totals more than $3,000, here are a few dos and don’ts for avoiding costly accidents.
- Do watch for deer crossing signs and remember that deer are most active between dusk and dawn, particularly between 6 and 9 p.m.
- Do buckle up. It’s been estimated that in fatal animal crashes, 60% of people killed weren’t wearing seatbelts.
- Don’t count on deer whistles. There’s no conclusive evidence they work; instead they can provide a false sense of security.
- Don’t swerve or slam on the brakes since you could lose control of the vehicle. Brake firmly and steer straight.
And of course, wherever you are and whatever the time of day, drive safely and always pay attention to the road.
More tips >
tip of the month
Although many people think a deer accident is covered under their collision insurance, it’s actually a part of their comprehensive coverage.
Make sure — especially if you live in an area densely populated with deer — that your comprehensive coverage is up to par and can cover the numerous potential expenses involved with a collision.
be prepared off-road too
Accidents can also take place in less-traveled areas where deer are more likely to be. It’s been estimated that more than 130,000 all-terrain vehicle (ATV) accidents take place each year, and some of those involve deer.
If you’re planning on off-roading this deer season, make sure you have adequate insurance on your ATV. Esurance offers fully customizable policies for 3-, 4-, 6-, and 8-wheelers. Get a fast and easy quote and make sure you’re covered on the road or off.
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