Esurance News Flash | March 2010

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Save $387.03 and Stay in Shape This Year
Americans waste more than $15 billion a year on unused gym memberships. Recent studies estimate that of the roughly 40 million Americans who pay for the gym each year, nearly 80% don't go. And with an average cost of $480 per year, that's an awful lot of dough for absolutely nothing.

If those get-healthy resolutions are still lingering, not to worry— you don't have to spend an arm and a leg at the gym to get in shape. Here's a list of budget-friendly workout options for 2010.

Medicine ball - $36.99 Medicine ball exercises help to build muscle and burn fat, and you can do them almost anywhere. Suitable for all ages and fitness levels, medicine balls allow for improved range of motion, core strength, coordination, flexibility, joint integrity, and upper and lower body strength. You can buy an 11-12-pound ball for under $40 and use it to tone everything from shoulders to calves.

Workout games - $39.99 Exergaming is a fun, affordable, and increasingly popular way to get in shape. Games involve the player in dance, aerobics, kickboxing, sports, and martial arts. Like other forms of exercise, exergaming can help with weight loss and improve fitness and health. You can pick up a game for less than $40, or if you don't have a game console, you can find numerous workout DVDs for under $20.

Exercise bands - $15.99 Aside from being a great way to work out every major muscle in your body, exercise or resistance bands are very affordable and so lightweight you can take them anywhere. Great for the hips, thighs, buttocks, arms, chest, back, and abs, you can also tailor the resistance to meet your specific fitness needs and goals. Bands range from $10-$25 and are an easy way to workout anywhere.

How your health affects your health care: By staying in good physical condition, you'll pay less on health care in general. And while you won't necessarily pay less for your health insurance, a good policy takes your health into account in determining your risk levels. Be sure you have the right health insurance policy for your needs and make it your goal this year to spend only what's necessary on health and fitness.


Tip of the Month
Walking is easy, requires no training, and is 100% free. Incorporating just 10-15 minutes of walking into your daily routine helps improve health and wellness. A brisk 15-minute walk will burn at least 100 calories, and if you take 4 a day, you can burn as many calories as you would walking steadily for an hour.


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