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Esurance Continues Charitable Giving

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San Francisco, CA — December 22, 2005

Esurance, the direct-to-consumer auto insurance company, announced that it would close the year having given approximately $25,000 through its charitable matching program in 2005. The company's charitable matching program has been in place for over 4 years. In 2005, the company also gave associates time off to volunteer for disaster relief efforts and sponsored several non-profit organizations.

Gary Tolman, Esurance President and CEO stated, "This past year was one that made many people aware of the need to contribute to charitable causes. We were all affected by what happened around the world, with the South Asian tsunami, Hurricanes Katrina, Rita, and Wilma, as well as the earthquake in Pakistan. Many of our associates contributed to relief causes relating to those disasters, and we were more than happy to match their dollars."

Because of the magnitude of the impact of this year's hurricanes, Esurance offered associates additional time off to volunteer for relief work. In hurricane-affected regions, food banks were hard hit by the influx of displaced families. As a result, Esurance's Dallas associates organized a food drive and plan to volunteer at a local food bank. Associates in Esurance's Tampa and Sacramento offices also pitched in for Katrina relief efforts. Tolman stated, "Though we're always proud to match charitable dollars, organizations also need more hands, particularly when disaster strikes. That's why we are pleased to give people the opportunity to donate some time to relief work."

Throughout the year, Esurance also sponsored several charitable and non-profit causes. Esurance sponsorships benefited youth organizations like Boys Hope Girls Hope, Girls Inc., and YMCA Urban Services. Esurance's support also benefited the environment, with sponsorships of organizations like Friends of the Urban Forest, Chicago Gateway Green, and Tampa Bay Reforestation and Environmental Effort, Inc. Individual associates also walked, ran, and joined hands to raise money for the battles against HIV/AIDS, breast cancer, and leukemia/lymphoma.

Tolman concluded, "We have a very energetic and giving group of associates here at Esurance, people we are proud to support in all their charitable efforts. One of our company's core commitments is giving back to the communities that have helped make us successful, and we plan to do even more in 2006."

About Esurance®

Esurance Insurance Services, Inc., a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal auto insurance direct to consumers online. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free auto insurance coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance's website, www.esurance.com, customers can get instant quotes, view comparison quotes, buy an Esurance policy, and print their proof of insurance card — all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating its commitment to improving the entire insurance process from quote to claim.