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Washington Drivers Gain Additional Auto Insurance Options

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San Francisco, CA — May 13, 2004

Washington drivers now have another option to consider when shopping for auto insurance. Esurance, a direct-to-consumer personal auto insurance company, announced the recent launch of its new auto insurance program in the state of Washington.

Gary Tolman, Esurance president and CEO, stated, "We're proud to offer an outstanding option for Washington drivers seeking maximum online convenience, 24/7 service, and reliable coverage — all for affordable rates." With Esurance's new auto program, consumers also benefit from additional savings through a wide variety of discounts. Two notable discounts provide extra savings to Esurance customers who own their own home or pay their auto insurance premium in full.

Tolman added, "We're very happy to introduce our new auto product in a significant market like Washington." Washington's auto insurance market is estimated at around $3.3 billion. Tolman continued, "Whenever there is activity in any state's auto insurance market, consumers should take advantage of the opportunity to shop around for the best coverage at the best price. Competition helps keep insurance prices reasonable, and gives consumers greater choice in terms of the types of service they seek."

Consumers interested in Esurance's new auto program or in getting comparison quotes should visit the company's award-winning website, www.esurance.com, or call the company's 24/7 service center. Washington polices are underwritten by Esurance Insurance Company, rated A- (Excellent) by A. M. Best.

About Esurance®

Esurance Insurance Services, Inc., a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal auto insurance direct to consumers online. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free auto insurance coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance's website, www.esurance.com, customers can get instant quotes, view comparison quotes, buy an Esurance policy, and print their proof of insurance card — all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating its commitment to improving the entire insurance process from quote to claim.