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Nevada Consumers Save Time & Money on Auto Insurance

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San Francisco, CA — August 12, 2004

Esurance, a direct-to-consumer personal auto insurance company, announced the recent launch of its auto insurance program in Nevada. Gary Tolman, Esurance president and CEO, stated, "It's only fitting that Esurance, one of the fastest growing auto insurance companies in the U.S., now does business in Nevada, home to some of the fastest growing metropolitan areas in the U.S."

Esurance's entry into the state benefits Nevada consumers. Tolman continued, "Though it's great for our business to get into Nevada's rapidly growing $1.3 billion auto insurance market, it's particularly great for consumers. Anytime additional companies enter a state's auto insurance market, the enhanced competition helps keep rates reasonable." In addition to competitive rates, Esurance offers Nevada drivers additional savings in the form of auto insurance discounts. Two of Esurance's most notable discounts provide extra savings to drivers who own their own home or pay their auto insurance premium in full.

Tolman also advised Nevada consumers to shop around. "Whenever consumers see that there's any activity in the auto insurance marketplace, they should get new auto insurance quotes to see if they can save money on auto insurance." To make auto insurance shopping easier for consumers, Esurance offers the fastest quotes online, along with instant quote comparisons.

Consumers interested in getting auto insurance quotes or in Esurance's Nevada auto program should visit the company's award-winning website, www.esurance.com, or call the company's 24/7 service center. Nevada polices are underwritten by Esurance Insurance Company, rated A- (Excellent) by A. M. Best.

About Esurance®

Esurance Insurance Services, Inc., a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal auto insurance direct to consumers online. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free auto insurance coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance's website, www.esurance.com, customers can get instant quotes, view comparison quotes, buy an Esurance policy, and print their proof of insurance card — all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating its commitment to improving the entire insurance process from quote to claim.