You can rely on Esurance
Through our partners at the Assurant Specialty Property companies, Esurance can help you find comprehensive, flexible insurance plans for your manufactured or mobile home. Get a free quote to see which discounts you qualify for, and if you choose to pay in full when you purchase, you'll get a discount for that as well. Annual and installment payment plans are also readily available.
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What's covered
If you own a manufactured or mobile home, we recommend looking into specialized insurance for your particular needs. A typical homeowners insurance policy may not include certain coverages that are designed for manufactured and mobile homes.
Mobile and manufactured homeowners insurance may include:
- Mobile home coverage — this covers your home in addition to any attached structures
- Adjacent structure protection — this covers structures not attached to your home, like a garage or tool shed
- Personal effects protection — this covers your personal property both inside and outside your home, including your stereo, TV, furniture, tools, and more
- Coverage that protects your home in case of a loss caused by fire, lightning, tornado, wind, hail, landslide, theft, flood, or an earthquake
- Personal liability coverage and medical payments for visitors
When you get your free quote, you'll be able to adjust your policy's coverage limits and payment options to see how these can affect your premium. Once you're comfortable with the policy, you can apply directly online.
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The program is not available in the District of Columbia, Florida, or Hawaii. Coverage and availability varies by state and individual risk situation. This is a brief description of coverage available. For complete details, including exclusions and limitations, please refer to the policy you will receive when you purchase the coverage.
Manufactured and mobile home insurance policies are underwritten by American Bankers Insurance Company of Florida, an Assurant Specialty Property company with its home office in Miami, Florida. In Minnesota, coverage is underwritten by American Security Insurance Company, also an Assurant Specialty Property company. In Texas, the personal property coverage is underwritten by Ranchers and Farmers Mutual Insurance Company and the personal liability coverage is underwritten by American Bankers Insurance Company of Florida. Esurance does not process or pay claims for this product.