Knowing you've scored discounts on an already-affordable scooter policy only sweetens the deal even more. Get the details on these money-saving discounts on scooter insurance to make sure you're getting the most bang for your buck.
how to save on scooter insurance
Riding a motor scooter saves you major cash on maintenance and gas, so why should you pay a bundle to insure it? We asked the same question and (hopefully) came up with the same answer: you shouldn't. Here are the details on scooter and moped insurance discounts you could enjoy.
- Responsible Driver discount
Here's where not speeding down the freeway on your 250cc Vespa pays off. You'll qualify for this discount if you're claim- and violation-free for 3 years.
- Homeowners discount
Qualifying for this significant discount couldn't get much easier — you get it automatically just for owning your home or condo.
- Paid-in-Full discount
Not having to worry about your scooter insurance bill for a whole year is pretty nice, and it's especially awesome when you get a hefty discount for paying off your yearly premium in full.
- Safety Course discount
If you've completed a state-approved rider safety course within the past 36 months, you'll qualify for this discount.
- Multi-Vehicle discount
Have some other toys you'd like to insure on the same policy? Add on a motorcycle, Segway, golf cart, or even another scooter to qualify.
- Switch & Save® discount
When you make the move to Esurance from another company, you can save 15 percent — our way of saying thanks for coming onboard.
- Association discount
Ride a motorcycle? If you belong to a preferred rider organization, you can qualify for this easy way to save just by hanging out with your fellow bikers.
- Motorcycle Endorsement discount
If you've got a motorcycle, you could score savings just for having a motorcycle license or endorsement (an extension of your auto license that allows you to ride motorcycles).
By maintaining a policy with Esurance or through our partner, you can qualify for more great ways to save. Loyalty rewards for your motor scooter policy may include:
Small accident forgiveness
We understand that accidents happen. That's why your premium won't be raised if you cause an accident that results in a claim of $500 or less (depending on your state).
Large accident forgiveness
We feel loyalty should be rewarded. If you've been with Esurance or our partner for at least 4 years, you'll be given the benefit of the doubt the first time you have an at-fault claim. We won't raise your premium as long as all drivers on your policy are claim-free for at least 3 years prior to your first major incident.
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