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nebraska renters insurance

Good food, warm people, hot summers — what's not to love about renting in Nebraska? No matter where you live in the Cornhusker State, from Lincoln to Omaha, renters insurance will help protect the things that make a rental a home.

While your landlord is responsible for insuring structural items like faucets and light fixtures in your apartment, they're not liable for any damage done to your personal belongings — designer jeans, snow globe collection, all that.

By adding Esurance renters coverage to your car insurance quote or existing policy, you'll get protection for your apartment valuables and also qualify for the Renters Plus® discount on your auto premium.*

How renters coverage protects you

Here's the kind of coverage you can expect with a standard Nebraska rental policy.

  • Personal property protection
    Covers your belongings both inside and outside of your apartment if they're damaged or stolen.
  • Medical expenses
    If a guest is hurt in an accident in your apartment, renters insurance could help pay towards some of their medical care.
  • Liability insurance
    Did a kitchen fire in your place spread to the neighbor's building? Liability insurance can help cover property damage you cause for others and help protect your savings.
  • Additional living expenses
    When a covered risk forces you out of your place, renters insurance assists with the incremental living costs (hotel, food, etc.) until you can get back home.

Renter risks in Nebraska

Here are a couple of reasons why renters coverage makes sense for Nebraskans.

Tornado trends

Nebraska averages over 40 tornadoes per year. If your apartment — and, specifically, the stuff inside — is wrecked by a passing windstorm, renters insurance can help replace things like your TV, furniture, sports equipment, etc.

College theft

Omaha and Lincoln both boast great — and big — universities. That means a lot of students (and a lot of laptops, smartphones, clothes, and mini fridges that need protecting).

While students can sometimes still be covered by their parents' home insurance, that's not always the case. Get informed about why renters insurance for college students can help protect valuables.

Related links

Nebraska car insurance
Now that you're a pro at renting, read up on car insurance requirements and coverages in the Cornhusker State.

Home inventory made modern
Taking a home inventory shows you how much your valuables are worth and how much renters coverage you need.

Get a renters insurance quote and see how much you can save.

or call 1-866-439-5633