Riders in Arizona have a wealth of options with Esurance. We make it easy to tailor a policy around your riding habits by offering a diverse range of coverages.
Collision and comprehensive coverage
If you cause an accident, collision coverage is there to help get your motorcycle back in tip-top shape. And if you're facing non-collision threats, such as falling debris, theft, or a renegade roadrunner, comprehensive coverage will kick in to help fix the damage or replace your bike.
Uninsured or underinsured motorist coverage
Getting struck by an uninsured or underinsured driver can mean a surprise hit to your wallet if you don't have the right insurance. Thankfully, uninsured or underinsured motorist coverage can help cover your injury bills if the at-fault party doesn't have enough (or any) protection.
Medical payments coverage
No matter who's at fault in an accident, medical payments coverage has your back (and any other body parts left worse for wear). You or other covered riders on the policy can get funds for a variety of post-accident treatment, such as medical or dental work.
Enhanced injury coverage
This coverage (available when you purchase medical payments coverage) provides even greater financial assistance after an accident, including income reimbursement (up to a weekly limit) if injuries force you to miss work.
Optional equipment coverage
When you buy comprehensive coverage or comprehensive and collision coverage in Arizona, you get $3,000 automatically included to help repair or replace damaged custom equipment, such as sidecars and exhaust systems.
Personal contents coverage
For even more protection for your valuables, there's personal contents coverage. This helps repair or replace belongings you carry inside the vehicle, including safety gear, camping equipment, and much more.
You must have comprehensive and collision coverage to qualify.
Trip interruption coverage
With roughly 114,000 square miles, Arizona offers road warriors more space to roam than almost any state — all the more reason to take trip interruption coverage with you. If a mechanical failure or other covered loss befalls your bike more than 100 miles from home, you get:
- $100 for lodging
- $50 for alternate transportation
- $50 for food
And that's per day until your bike is fixed ($500 limit per incident).
Towing and labor coverage
If you're stranded within 100 feet of the roadway, this coverage provides up to $100 for towing and on-the-spot labor, like battery jumps or fuel refills. When your location's a bit unfamiliar, nothing beats assistance you already know you can count on.
Transport trailer coverage
Motorcycle insurance in Arizona comes in handy even when it's not the bike that needs protecting. Transport trailer coverage goes toward damage your trailer suffers while hauling your motorcycle, ATV, or other covered vehicle.