Here are some savvy optional Wisconsin home insurance coverages.
Roof surfaces extended coverage
Wisconsin sees a whopping 24 tornadoes a year (on average). If a passing twister impacts your roof, the damage might exceed your dwelling coverage limits or other structures protection.
Good thing Wisconsin homeowners can add roof surfaces extended coverage, which provides the funds to help repair or replace your roof (up to your limit) after incidents involving wind or hail.
Building codes coverage
If, after a loss, you need to repair or rebuild your home to comply with shifting Wisconsin building laws, this coverage will help bring you up to code. This is especially useful if you live in an older home that's gone more than a few years since its last renovation. While your policy would help restore your home to its original condition, building codes coverage pays the extra cost of bringing it up to new standards.
Identity theft expense coverage
Few things can be as unsettling as having your identity stolen, and it's a crucial time to know someone has your back.
For just $3 a month ($4 for 2 people), we bring in a dedicated service to help fix the damage done to your name and credit following ID theft. This coverage will also provide an annual credit report and score, monthly credit file monitoring, and a dedicated ID theft advisor.
Additional coverage for jewelry, watches, and furs
Fur coats may not be the cheapest way to protect against that brutal Wisconsin cold, but they sure are warm. And since these garments can be pricy to replace if damaged or stolen, we offer high-limit coverage on furs, plus other luxury items like jewelry, watches, and silverware.
We offer specialized coverage on a variety of other home items, too — including sporting equipment, garden vehicles/tools, and appliances.
This is really just scratching the surface. Call us at 1-800-ESURANCE (1-800-378-7262) to find out all the optional coverages available to you.