Homeowners insurance from Esurance has a top–tier mix of coverage options that come standard with your policy, such as:
Homeowners insurance protects you against all sorts of mishaps, like fire, wind, vandalism, and much more. Your Esurance home policy can help you repair or rebuild after such disasters.
It's good to get at least enough dwelling protection to cover the total cost of rebuilding your house in case of catastrophe. Plus, you can always tack on even higher limits if you'd like.
Personal property protection
As a homeowner, you've probably got a lot that needs protecting aside from your house itself. Property protection helps repair or replace the everyday belongings in your home — such as electronics, appliances, furniture, clothing, and more — if they're stolen, vandalized, or otherwise damaged by a covered risk.
Family liability protection
If you or someone on your policy accidentally injures someone or damages others' property, your homeowners policy can help cover liability costs like hefty legal fees, settlements, and medical bills.
Plus, it's simple to raise your liability coverage limit if you'd like. Even better: you don't have to pay a deductible for this coverage to kick in.
Additional living expense coverage
If a covered loss temporarily renders your home unlivable and you need somewhere to go while it's being repaired, fear not — we'll help cover the cost of your hotel, meals, and other incremental living expenses for up to 12 months (up to your limit) after the incident.
Other structures coverage
When you insure your home with us, you can also get protection for structures not attached to your main house, like a gazebo or carport.