Your Esurance homeowners policy gives you an array of handy coverage options to choose from.
Your policy can help you repair or rebuild your house if fire, wind, vandalism, or other covered incident damages your home. It's smart to get at least enough dwelling protection to cover the total cost of rebuilding your home (and you're always free to get more coverage, too).
Family liability protection
This coverage comes in handy if you or someone on your policy accidentally injures someone or damages a neighbor's property. Your policy helps cover liability costs like legal fees and settlements, and even others' medical bills. Plus, no deductible is needed for this coverage to take effect.
Personal property protection
When you've got an Esurance policy, things like your furniture, electronics, and clothes get a great defense against damage and other risks. Taking a simple home inventory can help you determine the level of coverage that works best for you and your belongings.
Guest medical protection
If a visitor is hurt in your home, be it by treadmill mishap or slippery staircase, homeowners insurance can help pay their medical fees, even if you're not liable for their injuries. And there's no deductible, which means there are no out-of-pocket costs associated with this coverage.
Other structures coverage
We know Missouri is no stranger to severe storms. With an Esurance policy, you can get coverage for structures not attached to your house, like a carport, gazebo, or even a greenhouse. (Just imagine — protection for your tomato plants, too.)