If an accident happens, you want security for what matters most to you — like your family's safety, your house, and your belongings.
Fortunately, homeowners insurance in Kansas comes with a hefty set of standard coverage options to help keep your sense of security (and savings) intact, including but not limited to:
Personal property protection
Homeowners insurance protects what's inside your place, not just the structure of your home. Your Esurance policy protects your furniture, appliances, electronics, clothes, and many other personal items against damage and theft.
No one wants to think about the possibility of wind, fire, or another covered risk ravaging their home. When choosing the amount of coverage that's right for your home, it's a good idea to invest in at least enough dwelling protection coverage to cover the total cost of rebuilding your house. Plus, you're always able to increase your coverage limit if you'd like.
Other structures coverage
When you live in a state that experiences as many tornadoes as yours does, you need a defense against as many hazards as possible. When you insure your home with us, you get protection for more than just your house — your homeowners insurance even extends to your other nearby structures, like your gazebo or carport.
Additional living expense coverage
What if a major disaster forces you out of your house? With an Esurance policy, we'll help you get your bearings after a covered incident by covering your hotel bill and other reasonable expenses for up to 12 months (up to your coverage limit), or until it's safe for you to return home.
Family liability protection
If you or someone on your policy accidentally injures someone or damages someone else's property, this coverage is a real saving grace. Your policy helps cover other people's medical fees, and your liability costs (like legal fees and settlements). Even better — no deductible is needed for this coverage to kick in.