Your Esurance homeowners policy provides a range of coverages to protect you and your home.
Personal property protection
Your house is home to all of your personal belongings — electronics, furniture, clothing, and other things amassed over the years — and thankfully, your policy helps protect them.
If a fire, wind, or other covered incident damages your home, your homeowners insurance can help you repair or rebuild. It's smart to invest in at least enough dwelling protection coverage to cover the total cost of rebuilding your home (plus, you can always tack on more coverage if you'd like).
This protection kicks in if you accidentally cause property damage or injure someone — think legal fees, medical bills, and settlement amount.
Depending on its breed, liability protection could also come in handy if your family pup bites a guest. In that case, your policy could help cover their medical expenses and your liability costs.
Other structures coverage
Homeowners in Colorado get their fair share of extreme weather changes (or should we say unfair share?). When you insure your home with us, you can even get protection for structures not attached to your main house, like your carport or gazebo.
Additional living expense coverage
Accidents happen, and a covered loss could potentially render your house uninhabitable for a while. But if you need to stay elsewhere after such a disaster, fear not — your Esurance policy can help pay for your food costs, hotel bill, and other essentials for up to 12 months (up to your limit).