When incidents happen, you want the most important stuff — like your family's safety, your home's structure, and your savings — taken care of first.
With Esurance homeowners insurance in Arizona, you get an extensive set of standard coverage options to take care of your essentials, including but not limited to:
If regional risks like fire or wind, or other incidents such as vandalism damage your home, your homeowners policy can help you repair or rebuild it. Simple as that.
Other structures coverage
Homeowners in Arizona often need protection for more than the home itself. With Esurance, you can cover structures not attached to the main house, like your poolside gazebo or sun-shielding carport.
Family liability protection
If you or someone on your policy accidentally cause property damage or injure someone, we'll cover liability costs like legal fees and settlements, and others' medical bills. You don't need to pay anything on your own (a deductible) for this coverage to kick in.
Personal property protection
Arizona homeowners insurance also protects what's inside your place. With an Esurance policy, things like your furniture, electronics, appliances, clothes, and other valuables get coverage against damage and theft.
Guest medical protection
All it takes is one creaky stair or wet walkway to cause an injury. If a guest is hurt on your property, homeowners insurance can help pay for their medical expenses, whether or not you're liable for the injury.
And since there's no deductible, you won't have to pay a penny out of pocket to use guest medical coverage.