Driving without car insurance
Drivers convicted of driving without coverage can face fines of at least $450.
Uninsured drivers in Washington
A 2011 report from the Insurance Research Council estimates that 16 percent of Washington drivers were uninsured in '09. This was higher than the national average of 13.8 percent.
Underinsured motorist coverage, which is optional, offers financial protection from drivers without sufficient liability coverage to pay for your accident-related expenses. You can add underinsured motorist bodily injury coverage, as well as underinsured motorist property damage coverage, to your policy.
Alternative car insurance options
If you have trouble finding coverage in the regular market, look into the Washington Automobile Insurance Plan.