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austin car insurance

Its reputation for innovation and creativity has earned Austin the moniker "Silicon Valley of the South." Clearly, Austinites pride themselves on making everyday life easier and smarter. We think it's only fair your car insurance company feels the same.

As a modern-world insurer, Esurance has the tools and intuitive website to offer auto insurance that fits your schedule. For instance, you can enter the Express Lane® for hassle-free car insurance quotes or use your smartphone to video chat in real time with an Esurance appraiser to settle claims fast. Start your free quote today to enjoy affordable, cutting-edge car insurance in Austin.

austin auto insurance discounts from esurance

Let's face it: No one is thrilled about having to buy car insurance. But with some sweet discounts at your disposal (not to mention roughly 300 days of sunshine per year to drive in), looking on the bright side comes pretty easy in Austin.

DriveSense™ discount
Save as much as 30 percent by tracking your safe driving with our plug-in device.

Multi-Policy discount
If you have another policy with us besides your car insurance, like motorcycle coverage, you stand to save.

Fast 5® discount
Simply start your Austin car insurance quote online and you can take up to 5 percent off your first-term premium (seriously, it's that easy).

After whetting your appetite for savings, it'd be cruel to stop now! Fear not — you can learn more about all the car insurance discounts available in Texas.

Discounts may vary. If you're an Esurance policyholder with questions about savings opportunities in Austin, give us a call at 1-800-ESURANCE (1-800-378-7262).

required car insurance in austin

Drivers in Austin must carry liability insurance, which covers others' property damage or injury costs if you're deemed at fault in an accident. The minimum limits for liability insurance are:

  • $30,000 bodily injury coverage per person
  • $60,000 bodily injury coverage per incident
  • $25,000 property damage coverage per incident

optional austin car insurance coverage

It takes more than a lone coverage to provide peace of mind in the Lone Star State capital. While liability insurance covers you if you cause an accident, what if you encounter other risks on the road such as theft, vandalism, or a galloping longhorn?

Thankfully, Esurance helps Austin drivers stay protected on all fronts by offering a diverse range of optional coverages, such as medical payments, uninsured motorist, comprehensive, and much more.

Head to your state's official car insurance page to peruse more options.

e-star® repair shops in austin

If you ever have an accident, Esurance helps you find trusted repair shops in the Austin area through our E-Star network. Garages are equipped with Repairview® so you can easily track your vehicle's progress, and repairs are guaranteed for as long as you own your car.

Here are a couple of convenient locations for Austinites:

Caliber Collision Centers
109 E. Braker Lane
Phone: 512-836-3970
Hours: Monday through Friday, 7:30 a.m.–5:30 p.m. CT

Service King
6518 N. Lamar Blvd.
Phone: 512-454-0461
Hours: Monday through Friday, 7:00 a.m.–6:00 p.m. CT
Saturday, 8:00 a.m.–1:00 p.m. CT

If you'd like to search for other E-Star shops near you, simply enter your ZIP Code here.

austin driving trends

Austin city limits

No, we're not referring to Austin's famous live-music series here, but rather the city's staggering speed limit on State Highway 130. This 40-mile stretch of toll road between Austin and San Antonio features an 85 mph limit, making it the fastest road in the U.S.

Of course, it's wise to brush up on your driving safety before trying your hand (foot?) at such a high velocity.

Biker's paradise

Bicycling magazine named Austin the thirteenth-best city for cycling in 2012. The Texas capital boasts over 35 miles of designated bikeways.

While this is joyous news for bike riders (and Mother Earth), dealing with throngs of bikers can be overwhelming for car drivers. Make sure to spend some time learning tips for safely navigating the road with bikers so you can be an ally to all 2-wheeled Austinites.

Related links

Texas car insurance
Learn important insurance and driving requirements for drivers in the Lone Star State.

Surviving SXSW: 12 Essential Tips
Take the advice of this Esurance writer (and South By veteran) to heart when you head to Austin's epic annual gathering.

Wonder if you could be saving on car insurance?

Get your free quote online

or call 1-800-378-7262