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oklahoma car insurance

Good news, Okies: Esurance offers some of the most competitive car insurance rates in your state — whether you live in Oklahoma City, Tulsa, or somewhere in between. In fact, every single one of our policies is built to save Sooner State residents both time and money.

Get an Oklahoma auto insurance quote and you'll gain instant access to our innovative online tools, like Coverage Counselor®, an interactive insurance guide that helps you tailor your policy coverages and limits to your every need.

With simple policy management, 24/7 customer service, and a hassle-free website, we're confident you'll be joining the Esurance family sooner than later.

Oklahoma car insurance discounts from Esurance

Here at Esurance, we think our unique discounts conquer all when it comes to saving Sooner State residents money on their car insurance. Here's a sampling:

  • Multi-Car discount
  • Accident Prevention discount
  • Claim-Free discount
  • Homeowners discount
  • Good Student discount
  • Switch & Save® discount
  • Fast 5® discount
  • Defensive Driver discount
  • Education discount
  • Paid-in-Full discount

Discounts may vary. If you're already an Esurance policyholder, call us at 1-800-ESURANCE (1-800-378-7262) if you have questions about your discounts.

The Renters Plus® discount in Oklahoma*

Add renters coverage to your Esurance car insurance policy in Oklahoma, and you can score our sweet Renters Plus discount. Sounds like a win-win to us.

Car insurance coverages in Oklahoma

Required coverages

Oklahoma requires its drivers to have liability coverage on their policies. This can help pay for another driver's medical and property damage expenses if you're at fault in an accident. Your liability limits need to be at least:

  • $25,000 in bodily injury coverage per person
  • $50,000 in bodily injury coverage per incident
  • $25,000 in property damage coverage

You'll typically see these limits expressed as 25/50/25.

Optional coverages

The following additional car insurance coverages in Oklahoma can give you extra peace of mind and financial protection in the event of a claim:

  • Collision coverage
  • Comprehensive coverage
  • Medical and funeral services payments coverage
  • Uninsured motorist bodily injury coverage
  • Towing and labor coverage
  • CarMatch Rental Coverage®
  • Customized parts and equipment coverage
  • Auto loan/lease (also known as "gap") coverage

Uninsured drivers in Oklahoma

A recent report from the Insurance Research Council (IRC) estimated that 24 percent of Wisconsin drivers were uninsured in 2009, making your state one of highest in the country for uninsured drivers.

Uninsured motorist coverage helps pay for medical bills and property repair costs for you and your passengers if you're ever involved in an accident with an at-fault driver who doesn't have insurance.

Proof of car insurance

Failure to show proof of car insurance can result in a fine of up to $250, suspension of your drivers license and vehicle tag, and up to 30 days in jail.

Repair shops in Oklahoma

If you're an Esurance customer and you get into an accident, you can take your car to one of the Esurance-approved E-star® repair shops in Oklahoma.

By doing so, you can take advantage of RepairView™, which lets you monitor your repairs in progress.

Find an E-star shop near you.

Related links

Visit the Coverage Counselor®
State-required minimums often don't offer the protection you need after a crash. Our Coverage Counselor can customize a policy that fits you best.

Understanding your Oklahoma policy (PDF)
The Oklahoma Department of Insurance offers this guide to understanding your coverages.

Wonder if you could be saving on car insurance?

Get your free quote online

or call 1-800-378-7262