Nebraska auto insurance policies must include liability insurance. Drivers are legally required to carry at least the following limits:
- $25,000 of bodily injury coverage per person
- $50,000 of bodily injury coverage per accident
- $25,000 of property damage coverage per accident
Liability coverage can help pay for damage you cause in an at-fault car accident. If you want more coverage than the base limits, you can opt for more protection when you get your quote. You'll often see these minimums written as 25/50/25.
Car insurance in Nebraska comes with much more than just the basics when you entrust your ride to Esurance. We offer drivers in your state the following optional coverages, too:
- Medical payment coverage
- Comprehensive coverage
- Collision coverage
- CarMatch® Rental Coverage
- Towing and labor
- Customized parts and equipment coverage
- Loan/lease gap coverage
Uninsured drivers in Nebraska
A recent report from the Insurance Research Council estimated that 8 percent of Nebraska's drivers were uninsured. That was below the national average of 13.8 percent, but it still means that nearly 1 in 10 drivers lacks car insurance in Nebraska.
Though it's not required, uninsured motorist coverage is relatively affordable and can come in handy after an accident caused by an uninsured driver.