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denver car insurance

Though you can't make a Denver omelet without cracking some eggs, getting reliable car insurance in your city shouldn't be messy. The Mile High City comes with a lot of great attractions: the U.S. Mint, the Rockies … but your car insurance rates don't have to be as steep.

Fortunately, Esurance has extensive coverage options to protect your car and modern tools to help you get the most from your policy. We believe in hassle-free quoting and innovation with the use of our speedy Express Lane®, cutting-edge video-appraisal technology, and more. Start your free quote from Esurance and enjoy affordable insurance that fits your needs.

denver car insurance discounts from esurance

With an average of 300 sun-filled days a year, Denver is an ideal place to drive. And on the (equally) bright side, you can score significant savings on your car insurance policy with Esurance. Here are a few of the discounts available:

Fast 5® discount
Just for starting your car insurance quote online with Esurance, you can get up to 5 percent off your first-term premium.

Anti-Theft discount
If your car is equipped with an approved theft deterrent, you stand to save big on comprehensive coverage.

Multi-Policy discount
If you have another policy with us, like homeowners insurance, we'll gift you even more savings.

And the discounts don't stop there! Check out our Colorado car insurance page to get more info on our assortment of discounts available in your neck of the woods.

Note that discounts are subject to availability. If you're a current Esurance policyholder with questions about discounts in Denver, give us a call at 1-800-ESURANCE (1-800-378-7262).

car insurance coverages in denver

Required coverages

Denver drivers must carry liability insurance, which covers others' injury costs or property damage if you're found to be at fault in an accident. Here are the minimum limits required:

  • $25,000 bodily injury liability coverage per person
  • $50,000 bodily injury liability coverage per accident
  • $15,000 property damage liability coverage per accident

Optional coverages

To help keep you better protected on the road, Esurance offers a unique range of optional coverages, such as comprehensive and collision coverage, CarMatch Rental Coverage®, medical payments, and more.

To get the full scoop on optional coverages in Denver, visit your state's car insurance page. You'll see how easy it is to customize a policy that suits your needs.

e-star® repair shops in denver

The sad fact is that sometimes you actually have to put your car insurance to use. Worry not if your car needs some post-accident repairs — Esurance can help your car make a fast recovery. Our E-Star network allows you to find trusted garages in your area and get guaranteed repairs for as long as you own your car. Plus, you can even monitor your car's progress with our helpful Repairview® tool.

Here are a couple of locations for Denver drivers:

Addison Auto Center
2005 S. Holly St.
Phone: 303-691-9484
Hours: Monday through Friday, 7:30 a.m.–5:30 p.m. MT

West CARSTAR Auto Body
8450 E. Colfax Ave.
Phone: 303-388-1619
Hours: Monday through Friday, 8:00 a.m.–5:30 p.m. MT
Saturday, 9:00 a.m.–12:00 p.m. MT

Check out more E-Star shops near you, simply by entering your ZIP Code.

handy info for denver drivers

Theft in the Mile High City

In 2012, most auto thefts in Colorado occurred in Denver (a whopping 67 percent!). Whether you drive an aging model (like a late '90s Honda Civic or Accord — both especially popular with car thieves in recent years) or a shiny new ride, all drivers in Denver can benefit from an Esurance policy.

Sharing the road with bikes

Denver cyclists are fortunate enough to be located in one of the flattest cities in the country. It's no wonder the city boasts over 100 bicycle-friendly businesses!

But as a driver, more cyclists means more potential danger on the road. Learn about sharing the road with bicyclists, so you and your fellow 2-wheeled travelers can get to your destinations safely.

Related links

Home insurance in Colorado
Own a house in the Centennial State? Get a quick, free quote for Colorado homeowners insurance from Esurance.

Coverage Counselor®
Get a personalized recommendation for your Denver auto insurance policy in minutes.

Wonder if you could be saving on car insurance?

Get your free quote online

or call 1-800-378-7262