Uninsured drivers in Arizona
A recent report estimated that 12 percent of Arizona drivers are uninsured, which is below the national average of 13.8 percent.
Nonetheless, many states now require uninsured and underinsured motorist bodily injury coverage to prevent insured drivers from paying their own injury costs in the event of an accident with an uninsured or underinsured motorist.
Similarly, uninsured and underinsured motorist property damage coverage helps pay for repair or replacement costs if your vehicle is damaged by an uninsured or underinsured motorist. Both coverages protect you in hit-and-run situations.
Proof of insurance law
Arizona requires drivers to carry proof of car insurance coverage, like an insurance ID card, in their cars whenever they're driving.
Alternative car insurance options
If you're struggling to find coverage because of your driving history or a similar reason, contact the Arizona Department of Insurance at 1-800-544-9208.