Proof of car insurance law
Unless you're in an area where car insurance isn't required — like Arctic Village, for instance — you need to carry proof of insurance when you're behind the wheel. If you're caught driving without proof of insurance, your car could be impounded.
Uninsured drivers in Alaska
The Insurance Research Council (IRC) estimates that 13 percent, or about 68,140 Alaskan drivers, were uninsured in 2009.
While it's not legally required, uninsured/underinsured motorist coverage offers drivers financial protection in case of an accident with an at-fault, uninsured driver.
Alternative car insurance options
If you can't get car insurance from a private insurer, you can apply for the Alaska Automobile Insurance Plan. If you qualify, the plan will assign you to an insurer doing business in the state. Visit AIPSO for more information.
Alaskans embrace carpooling. In 2009, 13.3 percent of its workforce shared a ride to work (the second-most, after Hawaii). Carpooling (on top of helping Mother Earth) cuts down the number of miles you drive each year and could earn you a low mileage discount.
Alaskans also lead the way when it comes to walking to work. Eight percent of its workers chose to walk instead of drive to get to the office. This may not seem like much, but the average for the U.S. was 2.9 percent.
Earthquakes are prevalent
Did you know that Alaska is more earthquake-prone than California (or any other state for that matter)? Because of this added risk, you might consider investing in comprehensive coverage.
Check out our safe-driving tips to learn what to do if you're caught driving during an earthquake.