Because of higher incidences of auto insurance claims, auto insurance premiums for teen drivers tend to be higher. However, the good news is that as long as drivers maintain good driving records, auto insurance rates tend to decrease with age.
Teach responsibility early
It's important to teach your teen that having adequate auto insurance coverage is an important part of being a responsible driver. Be sure you educate your teen driver about how auto insurance works, why it's important to have auto insurance, and the expense involved in paying auto insurance premiums.
You can help keep your teen focus on safe driving by having him or her pay a portion of the auto insurance premium. Also, be sure to let your teen know the consequences of getting traffic tickets.
Start saving now
While most auto insurance companies make young drivers wait until they turn 25 for lower auto insurance premiums, Esurance offers most young drivers a discount on their policy every term (assuming there are no traffic violations or claims). To begin saving on your teen's auto insurance, get a quote from Esurance.
Look for discounts
If you're adding your teen driver to your auto insurance policy, be sure to take advantage of the auto insurance discount for good students, available in many states.
Help prepare your teen for a long and successful driving career and save money on junior's auto insurance with Esurance.
Related links
Here you'll find 10 ways to help teen drivers counterbalance their inexperience behind the wheel.
Want to learn more about young drivers and their car insurance? Check out our insightful answers to customers' most common questions about that very topic.