When wedding bells chime, it's not surprising that most newlyweds overlook some of the more boring aspects of wedded bliss, like combining auto insurance policies. Before you get too settled in your new love nest, review your auto insurance options with your spouse to make sure you're getting the best coverage at the best price.
At Esurance, anyone who's married, in a civil union, or in a registered domestic partnership can qualify for the married rate. Keep the following tips in mind and you could save a bundle on your first joint auto insurance policy.
Compare auto insurance rates
When you get your fast, free quote, you'll be able to compare it with real rates from leading companies. From there, simply choose the policy that fits you best (even if it's not from Esurance) and continue directly online.
Look for auto insurance discounts
If you and your new spouse each have a car, you can save money with the Multi-Car discount on your combined auto insurance policy. Other ways to save money include having security alarms installed in your vehicles or joining an auto club that provides towing coverage.
Don't buy into these misconceptions about auto insurance
You can't change or cancel your auto insurance coverage until it's time to renew.
You can cancel or change your auto insurance policy at any time. However, to avoid a costly lapse in auto insurance coverage, get new coverage first, then cancel your existing coverage. Gaps in your auto insurance coverage, no matter how small, will cost you money!
You can keep the same levels of coverage you had when you were single.
This particular misconception couldn't be further from the truth. Your auto insurance policy protects your finances if you're involved in an auto accident. Your assets will probably increase when you combine them with your spouse's. Increasing limits on key auto insurance coverage will better protect your assets and your peace of mind.
Update your auto insurance
With everything that goes into planning a wedding, it's understandable if you and your new spouse just want to relax now that the big day's over. However, if you delay updating your auto insurance policy, you could end up paying more than you need to.
You can use our interactive Coverage Counselor® to find the auto insurance coverage and limits that fit you best, then get a free quote from Esurance in just a few minutes. (After the honeymoon, of course.)
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