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Canada by car: auto insurance and driving tips

From Vancouver to Quebec, from the mountain ranges of Banff to the Boundary Waters, there are many sights and recreational opportunities that attract Americans on short drives and longer driving trips to Canada.

If you're going to do any driving in Canada, there are several things you should know about car insurance coverage and driving safety before you go to ensure a hassle-free trip.

Car insurance and other legal requirements

U.S. drivers licenses are valid in Canada, as long as you're just visiting Canada and are a resident of the U.S.

Your American auto insurance is also valid for driving visits in Canada. When you cross the border, you just have to produce proof of your car insurance, which you should always keep with you when driving.

As in some U.S. states, radar detectors are not allowed in the provinces of Quebec, Ontario, Manitoba, or the Yukon and Northwest Territories. If you're caught driving with a radar detector, even one that isn't being operated, you may receive a fine of $1,000 and your device may be confiscated.

No one should drive under the influence of alcohol or drugs anywhere in the world. This is a particularly serious offense in Canada and is grounds for exclusion from the country. Non-Canadians may be excluded from re-entering Canada if caught driving under the influence and may even be prohibited from entering Canada for prior DUI convictions that have taken place outside of Canada.

It takes several weeks to obtain a waiver of exclusion from Canadian consulates in the U.S. should you want to enter Canada with a prior DUI conviction. Check with your nearest Canadian consulate for driving regulations and car insurance information.

Driving pointers

Though winter sports attract many to Canada, parts of Canada have long, harsh winters, well beyond what many people are used to in the U.S. If you're planning to travel in winter months and have not already done so, be sure to prepare for winter driving. (Don't know what winter driving might entail? Check out our winter driving and vehicle preparation tips.)

Year-round, the abundance of wildlife in Canada's scenic rural areas draws tourists, but can also be the cause of severe and sometimes-fatal accidents. Be alert for deer, elk, and moose on or near such roadways. (Find out other precautions you can take to avoid this preventable car insurance claim.)

If you do run into any kind of trouble on the road and are a member of the American Automobile Association (AAA), you can contact the Canadian Automobile Association (CAA). The CAA covers AAA members while they're traveling in Canada.

More car insurance and driving information

If you have any questions concerning car insurance or other driving regulations in the Canadian provinces, contact the Department of Transport, the Motor Vehicle Division of the province(s) you will be visiting, or the nearest Canadian consulate. Canadian consular offices are located in many large American cities and can answer your driving regulation and car insurance questions.