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glossary

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insurance terms that start with ‘v,’ ‘w,’ ‘x,’ ‘y,’ and ‘z’

Vehicle history report

A vehicle history report contains records associated with an automobile's Vehicle Identification Number (VIN). This information can include past owners, accidents, total loss declarations, repairs, and other facts.

See also: CARFAX, depreciation, salvage title, Vehicle Identification Number

Related link

Where can I get my car inspected for damage?


Vehicle insurance

See car insurance.


Vehicle registration

See registration.


Vehicular coverage

Vehicular coverage refers to the part of an insurance policy that covers damages to the policyholder's vehicle. This generally includes collision and comprehensive coverages.

See also: collision coverage, comprehensive coverage, liability coverage

Related link

Myth: comprehensive insurance covers everything


Vehicle Identification Number

The Vehicle Identification Number (also know as the VIN) is the unique 17-digit number found on each car. The VIN contains the vehicle's serial number, as well as abbreviations for the make, model, and year.

Your VIN appears on your vehicle registration card. It's also engraved on your car, near the base of the windshield on the driver's side dashboard and/or on the edge of the driver's side door.

Though you don't need to enter your VIN when you get a car insurance quote from Esurance, you will need to provide your car's VIN when you buy your car insurance policy.


Verbal threshold

In no-fault states, a verbal threshold indicates that no-fault coverage applies up to a certain point. In other words, it precludes policyholders from suing for bodily injuries sustained in a car accident unless the degree of injury exceeds the threshold.

See also: monetary threshold, no-fault insurance, no-fault states

Related link

Minimum auto insurance requirements by state


Vespa

A Vespa is a brand of scooter manufactured in Italy.

See also: scooter insurance


VIN

See Vehicle Identification Number.


Vintage cars

The Classic Car Club of America defines vintage cars as vehicles made between 1919 and 1930.

See also: collector cars, brass era, antique cars, classic cars

Related links

Collector car insurance
Managing your collector car insurance


WaveRunner® insurance

WaveRunner insurance (also known as personal watercraft insurance) is insurance designed to protect your WaveRunner or other personal watercraft in the event of an accident.

A WaveRunner is a trademarked personal watercraft manufactured by Yamaha. Like Kawasaki's Jet Ski®, a WaveRunner is powered by a jet propulsion system that lets its rider easily cover vast expanses of water.

See also: personal watercraft insurance, boat insurance

Related link

Personal watercraft insurance quotes


Work vehicle

See commercial vehicle.


Young driver

A young driver, sometimes referred to as a teen driver, is typically a licensed driver under the age of 25. Because of their inexperience, young drivers may pay more for car insurance than more experienced drivers.

See also: secondary driver

Related links

Teen drivers and auto insurance
Young driver car insurance basics
10 tips for young drivers (and their parents)