Effective Date

The effective date is the date your auto insurance coverage begins. You are not covered by car insurance prior to an auto insurance policy's effective date.

Emergency Road Service

This optional coverage, sometimes called towing coverage, pays a fixed amount toward the following:
	Towing
	Tire changing
	Gas, oil, and water delivery
	Battery services
	Lockout services

Endorsements

Also known as riders, endorsements are changes to the original insurance contract. In auto insurance coverage, endorsements may include changing your deductibles or adding a new car to your auto insurance policy.

E-star

The E-star Direct Repair Program enables you to see online photos of your vehicle in real time as it’s being repaired. After you file your claim, your claims representative will help you select an E-star facility near you.

Esurance created E-star to help expedite the auto repair process and provide excellent service at state-of-the-art facilities. If you choose an E-star repair facility, the repairs are guaranteed for as long as you own the vehicle.

Exclusions

Exclusions are situations that are not covered by a given auto insurance policy. Specific exclusions are listed in your auto insurance policy.

Extraordinary Medical

Extraordinary medical coverage is sometimes a part of Personal Injury Protection or First Party Benefits plans.

Extraordinary medical coverage protects you in the event you suffer accident-related injuries that require serious and/or long-term medical care. Extraordinary medical coverage begins once you have exhausted the limit on your standard medical benefits coverage.