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types of car insurance coverages

For every complicated topic, there's often a simple explanation. And car insurance coverages are, for the most part, no exception. If you're wondering how personal injury protection works or what liability coverage is, start here.

Coverages explained

Liability: bodily injury and property damage coverage

Liability coverage pays for the other person's injuries and damaged property after an at-fault accident. Find out how it can protect you and your financial assets.

Comprehensive and collision coverage

Confused about the differences between comprehensive and collision coverage? We'll break down what they can cover, who they can help, and why you may want them on your policy.

Uninsured and underinsured motorist coverage

Here we cover uninsured and underinsured motorist coverage, states that require it, and everything else you need to know about this commonly misunderstood coverage.

Medical payments coverage

Medical payments coverage on your car insurance policy can provide vital financial protection if you or your passengers are hurt in a car accident. We'll explain how it can help supplement health insurance and why it's vital if you lack health insurance.

Personal injury protection coverage

Personal injury protection (PIP) is one of the most commonly misunderstood coverage types. We'll cut through the jargon to explain what you need to know about PIP if it's available or required in your state.

First party benefits coverage

For Pennsylvania drivers who want the utmost medical protection, first party benefits coverage comes with a range of options.

Customized parts and equipment coverage

Find out how this optional coverage offers financial protection from damage to your car's accessories.

Rental car coverage

If your car's in the shop because of an accident, theft, or vandalism, rental car coverage can help pay for your rental vehicle.

Loan/lease gap coverage

Find out how this coverage offers financial protection when you're financing or leasing a car.

Emergency road service coverage

Emergency road service is an optional add-on to your Esurance policy. Find out what it covers and how it can help you handle unexpected emergencies.

Guide to specialized car insurance coverages

Ever heard of the right to recover damages? Read up on the lesser-known car insurance coverages that may be available in your state.

Michigan's coverages

Michigan has some unique wrinkles when it comes to your car insurance coverage. We'll explain.

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