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You can rely on Esurance
The Esurance Homeowners Insurance Program delivers top-quality coverage and round-the-clock service. Each customized policy also comes with a range of payment options, including annual, escrow, and more.
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What's covered
Homeowners insurance typically covers damage from fire, lightning, wind, hail, smoke, vandalism, theft, ice, snow, and sleet.
It can also cover:
- Plumbing mishaps
- Your possessions (both on and off the premises)
- Personal liability
- Replacement costs
- Medical payments
When you get your quote, you can ask an agent about these coverages. To provide a little more background, personal liability coverage can insure you up to $500,000 in case someone is hurt in your home (or you accidentally hurt someone on the golf course, for example). Off-premise coverage generally protects all of your things, including what's in your trunk, to a varying extent that depends on limits and deductibles.
If you're looking for condo insurance, visit our condo insurance page to start your free quote.
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Homeowners insurance 101
Generally speaking, homeowners insurance protects you, your home, and your guests. A typical policy covers damage to your home or property as well as your liability for certain injuries.
More specifically, homeowners insurance also covers your furniture, clothing, appliances, and other things you keep inside your home. When shopping around, you'll notice that most companies offer increased limits for valuables like art, jewelry, and other collectibles.
One thing to note: The majority of homeowners insurance policies do not cover damage caused by earthquake or flood, so if you live in an area prone to these risks, you might consider buying a separate flood or earthquake policy.
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Contact info
If you have questions about an existing homeowners insurance policy, here's how
you can get in touch with the Esurance Homeowners Insurance Program.
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The Esurance Homeowners Insurance Program is offered through Answer Financial Inc. and Security First Insurance Company.
Insurance policies purchased through the Program are underwritten by Security First Insurance Company in Florida,
and one or more of the Safeco Insurance Companies
in all other states where available. Coverages, discounts, and billing options are subject to state availability,
individual qualification, and/or the insuring company's underwriting guidelines. Non-Program homeowners and condominium
policies that are underwritten by various companies offered through Answer Financial are also available. Homeowners and condominium
insurance claims are processed by the underwriting company. Esurance does not underwrite or pay claims for any Program or Non-Program policies.
Answer Financial Inc. offers insurance products and services through its insurance agency licensed affiliate Insurance Answer Center,
LLC (California License No. OB99714), in New York as Insurance Answer Center, LLC, an Insurance Agency, in Michigan as Insurance Answer Center, LLC,
an Insurance Agency, and in Missouri also as Answer Financial. Not all insurance products and services available in all states. Rates subject to change.