You can rely on Esurance
We've partnered with eHealthInsurance, a licensed health insurance agency, to help
you compare over 10,000 plans from 180 top companies — without any fees. Once
you start your quote you can speak to an expert by phone, chat, or email and easily
find the policy that fits you best.
Health insurance policies vary quite a bit from plan to plan, so be sure to check
on the specifics of your policy or talk to an agent if you have any questions. In
general, a health insurance policy helps cover doctor visits, surgery, hospital
bills, pharmacy costs, and X-ray and lab expenses. Some plans also cover vision,
dental, long-term, short-term, and mental-health care.
Why choose eHealthInsurance?
1. Free quote comparisons
2. Compare benefits side by side
3. Apply for a policy directly
4. More than 2 million customers insured
Health insurance 101
A good health plan pays for the bulk of your medical expenses and covers long-term
nursing as well. It also protects your bank account, lowers medical rates, and acts
as a gateway to better health care.
Each policy has a deductible amount and a premium amount. Your deductible is how
much you pay out-of-pocket before the insurance provider steps in. And your premium
is what you pay every month or year for your policy.
How to approach health insurance
Whether it's a PPO or HMO plan, health insurance is full of choices. You can decide
how to manage your risk by considering how much you could comfortably spend in the
case of an injury or illness.
Policies with higher deductibles often accompany lower premium payments, but you'll
still be responsible for paying smaller medical bills. If you want to save money
in the short term, consider opting for a low-premium, high-deductible policy. Policies
with lower deductibles are more expensive at first, but typically provide better
Occasionally, you can save money by paying your premium all at once. And if you
expect to visit a doctor frequently, consider a policy with a lower copayment. Lastly,
be as honest as possible when getting your quote. In certain cases, undisclosed
conditions can result in a canceled policy when you need it most.
Coverage can vary greatly by plan, so be sure to read through the fine print or
speak to an agent if you have any questions.
Health insurance is offered through unaffiliated partners of Esurance. Esurance
does not underwrite, provide customer service, or process or pay claims on these