What are state-mandated fees?
Although our goal at Esurance is to offer you the lowest rates possible when you buy auto insurance, there are sometimes fees charged that are out of our control. That's the case with state-mandated fees, which some states require for each vehicle you insure. When you buy auto insurance we collect this fee from you and give it to your state as required by law.
As unpleasant as these fees seem, you might want to consider the benefits these fees can have in your state. States that require fees from auto insurance companies typically use the money to create reserves of funds for catastrophic claims settlements, or for damages resulting from accidents involving drivers who lack proper auto insurance coverage.
The few extra dollars you pay for state-mandated fees could end up saving you a great deal should you ever find yourself in one of these situations. Although we hope you'll never need these funds, you'll be glad they've been set aside if you do. After all, would you want to pay for damages in an accident you didn't cause?
Fee or no fee, Esurance offers great savings to our customers. Because Esurance offers online auto insurance, we're able to keep our operational costs low. This translates into low auto insurance rates for our customers.
The prospect of paying state-mandated fees may not thrill you, but just remember how much you'll save on your policy when you buy auto insurance from Esurance.
Get a free quote from Esurance today and find out just how much you could save when you buy auto insurance from us!