Who should I share auto insurance coverage with?
If you share an address with other drivers, it's important that you all have auto insurance coverage. Whether that other driver is a roommate, a spouse, a domestic partner, or a child, if he or she has a drivers license, he or she should have auto insurance coverage. When you get your quote from Esurance you should be sure to account for all drivers, regardless of whether they drive the car(s) on your policy or not.
Even if one (or more) of the drivers in your household never drives one (or more) of your cars, you will still be required to put them down as an occasional driver. Why? If a driver is listed on your auto insurance policy as never driving a particular car and that driver later gets into an accident while driving that car, this may slow the claims process or even result in a denial of auto insurance coverage.
Although we all want to save money, it pays to insure all drivers in your household. It doesn't cost much more to insure another driver and can save you a lot of headaches in the end. Even better, in many states Esurance offers a multi-car/multi-driver discount in order to help keep your auto insurance coverage affordable. Get a free quote from Esurance today and find out just how much you could save on convenient, reliable auto insurance coverage!
This page is intended to provide you with general information about car insurance, and to help you understand the various kinds of coverage. It does not describe or refer to any specific policy or coverage. For information about your particular coverages, we encourage you to read your policy contract and consult your insurance representative with any questions.