Here's where we can help you learn about saving on your motorcycle insurance.
What motorcycle insurance discounts do you offer?
Motorcycle insurance offered through Esurance can include the following discounts:
- Paid in Full
- Prompt Payer
- Responsible Driver
- Safety Course (and more)
Find out which motorcycle insurance discounts you qualify for when you get a quote.
How can I lower my motorcycle insurance rate?
There are several ways to lower your motorcycle insurance rate. If you drive for a number of years without filing a claim, your rate should go down accordingly. Motorcycle insurance offered through Esurance provides discounts like the Responsible Driver discount for safe bikers.
What payment plans are available for motorcycle insurance policies?
This varies depending on a variety of factors. If you choose to pay your premium in one fell swoop, your motorcycle insurance rate will be a bit lower thanks to the Paid in Full discount.
If you choose to pay quarterly or monthly, you can use a credit card, PayPal account, personal check, or Electronic Funds Transfer from your checking account. Payments can be made online or over the phone at any time.
You'll be able to select your preferred payment plan when you get your motorcycle insurance quote.
Motorcycle insurance rates
I'm looking for the cheapest motorcycle insurance policy I can find. Do you offer cheap motorcycle insurance rates?
Motorcycle insurance policies can be surprisingly affordable. Get a free quote to see how much your policy will cost, but keep in mind that a cheap motorcycle insurance policy has inherent risks. The less coverage you buy, the cheaper your policy will be, but if you get in an accident you could end up paying significantly more for damages, medical payments, and other expenses.
If you're unsure how to balance coverage selections and affordability, speak to an expert at 1-866-455-1980.
How much is motorcycle insurance? I'm a first-time rider and I'd like to know the average cost.
Many factors go into a motorcycle insurance premium, which makes it challenging to provide a reliable average cost. If you have a clean driving record, that works in your favor. In contrast, a lack of experience on 2 wheels may place you in a higher risk class. Your motorcycle's make, model, year, and condition will all impact your rate, as will the coverages, deductibles, and limits you select, and other factors.
We suggest comparing motorcycle insurance rates side by side after getting multiple quotes.
I hear women get cheaper motorcycle rates than men. Can you explain?
All things being equal, motorcycle insurance rates can cost less for women based on data about which gender is less accident-prone.
In practice, it's not as simple as apples to apples. Age, location, driving history, the make and model of your bike, the age of the bike, riding experience, and other factors are all taken into account when you get a motorcycle insurance quote. The best way to get a low rate is to purchase a safe, reliable bike and maintain a clean riding record.
Does my driving record affect the rate of my motorcycle insurance quote?
Yes. Your motorcycle insurance quote is determined by many factors, one of which is your driving record. Insurance companies use your driving record to assess risk. The more citations, moving violations, and other vehicular infractions your driving record contains, the higher you can expect your motorcycle insurance quote to be. Conversely, if you have a spotless driving record and have been accident-free for a number of years, you might qualify for a Responsible Driver discount.