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frequently asked questions

reporting motorcycle insurance claims

Accidents are never easy, but filing a claim can be. Learn how to start the motorcycle insurance claims process through these frequently asked questions.

Filing claims

Motorcycle repair

Insurance fraud

Filing claims

I got into an accident on my bike. How do I report a claim?

Esurance partners with Progressive to provide your motorcycle insurance, and you can file a claim through Progressive 24/7 (Esurance does not underwrite or support claims on motorcycle insurance policies). You can always call to report a claim. In many cases, you can even log into your policy to report a motorcycle claim online. A claims representative will contact you as soon as possible to answer any questions you have and to schedule an inspection of the damaged bike.

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What information do I need when reporting a motorcycle accident to my insurance company?

When you file a motorcycle insurance claim with your insurance provider, it's important to have as much information at hand as possible. That includes the names, addresses, phone numbers, and license numbers of all drivers and witnesses involved in the crash or at the scene.

It's also important to get the insurance information of any drivers involved in the accident, including policy numbers. Take pictures, too. Use a camera or smartphone to take photos of the scene and the damage to the involved vehicles.

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How soon do I need to file a claim if I get into an accident?

As soon as possible. You can file your claim anytime, day or night.

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Motorcycle repair

Do auto repair shops also fix bikes?

Many recommended auto repair shops also fix motorcycles.

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Insurance fraud

How can I protect myself from motorcycle insurance fraud?

You can protect yourself at the scene of an accident by calling the police immediately and getting as much info as possible, including the names, phone numbers, and addresses of drivers and witnesses. File your claim as soon as possible to make sure your insurance provider is aware of the incident.

Here's some useful info on how Esurance fights insurance fraud (and how you can, too).

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Didn't find what you were looking for?

Email your question to partnerproducts@esurance.com and we'll answer it as soon as we can.

This page is intended to provide you with general information about motorcycle insurance, and to help you understand the various kinds of coverage. It does not describe or refer to any specific policy or coverage. For information about your particular coverages, including limitations and exclusions, we encourage you to read your policy contract and consult your insurance representative with any questions.

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