How will an auto insurance claim affect my premium?
When you file an auto insurance claim, it's natural to worry that your premium will go up. While there's no hard and fast rule for how an auto insurance claim will affect your premium, there are some general patterns you can keep in mind.
Esurance complies with all state laws concerning the type of incidents that can affect insurance prices. Violations and accidents usually have an impact on your insurance rates. However, the length of time they'll affect your insurance prices generally varies between 3 to 7 years, depending on the severity of the incident.
Whether or not you were found at fault in an accident will also be taken into account in your insurance rates.
After an accident, it's wise to file your auto insurance claim as soon as possible so the incident is still fresh in your mind. Once you've reported your car insurance claim, we can get to work on getting you back on the road quickly.