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frequently asked questions

getting quotes

Ready to get a quote but don't know where to start? The answers in this section can help you navigate through the quoting process and find the policy that suits you best.

General info about getting a quote

General info about getting a quote

Where can I get home insurance quotes?

With so many insurance companies offering convenient and secure online purchasing options, getting home owners insurance quotes is easier than ever. If you're not sure where to start, ask your friends, search online, or check with your state insurance department. Once you have a list of home insurance companies, you can get insurance quotes online or by calling the company directly to speak with an agent.

You can also get a free home owners quote from Esurance in just a few minutes.

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Where can I find cheap home insurance?

As a home owner, it may be tempting to purchase the cheapest home insurance that you can. But when protecting an investment as important as your home, it's a good idea to make sure you know what you're getting for your money. Home insurance policies vary, and it's important to shop around, compare rates, and purchase wisely. To ensure your home and belongings will be well protected in the event of damage or loss, choose a reputable insurance company and read your policy carefully.

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Can I compare home owners insurance quotes?

Yes, and it's a good idea to compare several home owners insurance quotes before you purchase a policy. You can get free home owners insurance quotes online and compare them to determine which best meets your specific needs.

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Can I change my home insurance quote?

Whether you're getting your home insurance quote online or in person with an agent, you can change your quote to reflect different circumstances. For instance, if you increase your deductible from $500 to $1,000, you could reduce your quote by as much as 25 percent. When you get a home owners insurance quote, test various options to see how they affect your rate.

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How can I get the best home insurance rate?

To get the best home owners insurance rate you can, do your research and shop around. Numerous factors will affect your rate, so it's a good idea to compare quotes from several home insurance companies to see how they stack up.

Additionally, paying a higher deductible, buying your home and auto insurance from the same company, and maintaining a good credit score can all help you to get a better rate on your home owners insurance.

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Have another question? Send it to partnerproducts@esurance.com and we'll get you an answer.

This page is intended to provide you with general information about home owners insurance, and to help you understand the various kinds of coverage. It does not describe or refer to any specific policy or coverage. For information about your particular coverages, including limitations and exclusions, we encourage you to read your policy contract and consult your insurance representative with any questions.

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