getting quotes on condo insurance
We make it easy for you to get a condo insurance quote and even easier for you to find answers to your questions. If you're wondering about the quote process or need info on how to get the most out of your quote, read on.
Can I get condo insurance quotes online?
Yes. Through Esurance, you can get a customized condo quote in a matter of minutes and continue to buy your policy directly. It's fast, easy, and free.
What info do I need when I get a quote online?
To get your online condo insurance quote, you just need some basic info:
- Your name and address
- The year your condo was built
- The construction type (such as masonry, frame)
After answering a few simple questions, you'll get your customized condo insurance quote. And if you like what you see, you can buy your policy online or speak with an agent to complete your purchase.
How do I make sure I get the best condo insurance quote?
Getting the best quote is easy, but requires some homework. Insurance policies are not created equally, and rates for the same exact coverage will vary from company to company. So get quotes from multiple companies and compare policies side by side to see which gives you the most value for your dollar.
Remember, the cheapest condo insurance might not be the best condo insurance. Make sure you don't sacrifice essential coverage in the interest of a few dollars, and also check out the insurance company's reliability rating on sites like A.M. Best. After all, you want your insurance company to be there when you need it.
What should I take into consideration when comparing quotes?
Look at price, coverage levels, limits, and deductibles.
For instance, a basic policy will generally provide personal property coverage, loss-of-use coverage, and personal liability. When comparing basic policies side by side, consider how much personal property protection and liability coverage each policy offers. You can also see how long your insurance company will cover you for loss-of-use and how much your premium would fluctuate if you raise or lower your coverage.
Also check what comes standard with each policy. Some policies include more coverage on an average policy whereas others require that you pay extra. So take a careful look to make sure you're getting the same insurance policy for less money (and not less insurance).
What happens after I buy my policy online?
If you buy a condo insurance policy online through Esurance, your coverage will begin immediately — unless you choose a future policy effective date. And within 4 to 7 days, your new policy documents will be mailed to the mailing address you provided. The documents include policy declarations, your policy contract, and a summary of your billing status.
Still have questions about getting your condo insurance quote? Shoot them over to firstname.lastname@example.org and you'll have your answer in no time.
Coverages, discounts, and billing options are subject to state availability, individual qualification, and/or the insuring company's underwriting guidelines.
This page is intended to provide you with general information about condo insurance, and to help you understand the various kinds of coverage. It does not describe or refer to any specific policy or coverage. For information about your particular coverages, including limitations and exclusions, we encourage you to read your policy contract and consult your insurance representative with any questions.