home > learning center > faq > car insurance > young drivers

Frequently asked questions
Young drivers

Parents of young drivers are just as likely to be bursting with questions as they are with pride. Teens' higher crash rates and correspondingly high car insurance premiums are causes for real concern.

The answers to these frequently asked questions should go a long way toward easing your car insurance and safety concerns.

Young driver insurance basics

Learn the basics of young driver car insurance, including why young drivers' rates tend to be high, when their rates begin to drop, when young drivers need car insurance, and more.

Life changes and young driver insurance

Find out how major life changes like going to college and getting your own policy will affect your car insurance needs and rate.

Saving on and paying for young driver insurance

Discover some surefire ways to minimize young drivers' high car insurance rates and learn how to handle payments.

Moving violations and safety for young drivers

Keeping young drivers safe on the road is a matter close to many parents' hearts. Learn how graduated driver licensing laws and new technologies can help you keep your young driver(s) safe behind the wheel.

Still seeking clarity? Read our top 10 tips for young drivers (and their parents). If you still have questions about young driver car insurance after reading these FAQs, shoot us an email or post your question on our Facebook Wall. Either way, you'll have your answer in no time.

This page is intended to provide you with general information about young drivers, and to help you understand the various kinds of coverage. It does not describe or refer to any specific policy or coverage. For information about your particular coverages, we encourage you to read your policy contract and consult your insurance representative with any questions.