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Frequently asked questions
Auto insurance rates explained

Curious about what factors affect your auto insurance rates? Get the answers, as well as tips on how to lower your rates, with these auto insurance FAQs.

What factors affect auto insurance rates?

Does it seem like everybody you know pays less for auto insurance than you do? There …

Does where I live affect my auto insurance rates?

Living in a big city means a never-ending array of exciting cultural opportunities …

How does my car affect my auto insurance rates?

Does this situation sound familiar? You've got your eye on a flashy red sports car, but …

Will my credit affect my auto insurance rates?

In this world, it's pretty hard to escape your credit history. Whether you're applying for …

Does gender affect auto insurance rates?

Because it's impossible for auto insurance companies to individually rate every customer …

How can I be sure to get the best auto insurance rates?

The simple answer is research! You compare prices when you buy a car, the same …

How does age affect auto insurance rates?

Getting a driver's license is a milestone for most teenagers. Unfortunately, with this …

How can I lower my auto insurance rates?

Everybody loves to save money, but sometimes saving a few bucks can cost you a lot …

Can my auto insurance rates change from term to term?

Changes in your auto insurance rates aren't always a bad thing. In fact, sometimes you'll …

Can my quoted auto insurance rates change when I buy my policy?

With one of the fastest quotes on the web, Esurance can give you an estimate …

Does my driving record affect my auto insurance rates?

Typically, if you have violations on your record, you can expect your auto insurance rates …

How do I know I'm getting the best auto insurance rates?

When you're shopping for auto insurance, there are several factors you should take into …

This page is intended to provide you with general information about car insurance, and to help you understand the various kinds of coverage. It does not describe or refer to any specific policy or coverage. For information about your particular coverages, we encourage you to read your policy contract and consult your insurance representative with any questions.