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vehicle discounts

How you drive is important — but so is what you drive. Discover all the ways we reward customers for their safe vehicles and why we're so interested in your make and model.

Safe vehicles = smart drivers

All drivers try their very hardest (we hope) to stay safe and accident-free. But it helps to have a little backup — and that's where choosing an insurance-friendly car or truck comes into play.

We love safe vehicles because they help our customers stay out of harm's way, whether it's by avoiding car accidents, protecting passengers when accidents do happen, preventing breakdowns, or deterring thieves. And when your insurer loves something this much, you tend to get discounts and savings for it.

How your car can help you save

Is your car the picture of safety? Then see if you can drive it all the way to the bank with one (or more) of our vehicle discounts.

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Multi-Car discount

Where is it offered?

  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Idaho
  • Iowa
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Nebraska
  • New Jersey
  • Nevada
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin

How do I get it?

Safety isn't a factor with this one. All you need to do is insure more than one car on the same Esurance car insurance policy.

How much do I save?

The amount varies from policyholder to policyholder.


theft

Anti-Theft discount

Where is it offered?

  • California
  • Colorado
  • Florida
  • Illinois
  • Kentucky
  • Michigan
  • Minnesota
  • Missouri
  • New Jersey
  • New York
  • Pennsylvania
  • Rhode Island
  • Virginia
  • Washington

How do I get it?

By insuring a car or truck that has an approved theft deterrent. In some states, this could be as simple as a car alarm (active or passive), while in others it means a vehicle recovery system such as LoJack®, OnStar®, or Teletrac®. Check with us to see what the requirements are where you live and which anti-theft systems are accepted.

How much do I save?

Between 5 and 25 percent off your comprehensive coverage, depending on what kind of anti-theft devices your car has and where you live.


seatbelt

Safety Device discount

Where is it offered?

  • Colorado
  • Florida
  • Michigan
  • Missouri
  • New York
  • Pennsylvania
  • Texas
  • Virginia
  • Washington

How do I get it?

Typically, by insuring a car or truck that has manufacturer-installed airbags or automatic seat belts.

How much do I save?

Between 2 and 33 percent on medical payments coverage and/or personal injury protection, depending on your state and the quality and number of safety devices. The more safety features, the merrier: Cars with side airbags and dual front airbags often get more savings than those with dual airbags alone.


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DriveSense™ discount

Where is it offered?

  • Arkansas
  • Arizona
  • Idaho
  • Iowa
  • Nebraska
  • North Carolina
  • Rhode Island
  • Texas

How do I get it?

Drive a non-hybrid, 1996 or newer model car and have an Esurance telematic device installed. This gadget collects data on your driving habits (rest assured, your rate will never increase as a result of the data we collect). Find out more about the DriveSense program here.

How much do I save?

Five percent beginning on your first policy term and up to 30 percent thereafter.


Anti-Lock Brakes discount

Where is it offered?

  • Florida
  • New Jersey
  • New York

How do I get it?

Insure a car that has anti-lock brakes.

How much do I save?

Five percent off certain coverages.


See which discounts you could score

Whether you just bought a fresh set of wheels or you've found new ways to cash in with your old ones, jump on these discount opportunities by snagging a free online quote today.

If you're already an Esurance policyholder and have questions about your discounts, call us anytime at 1-800-ESURANCE (1-800-378-7262).

Related links

Policy discounts
See how you can save on car insurance before you even leave your chair.

Driver discounts
One of the biggest factors in determining your premium is you. Learn how your good-driving habits can pay off with Esurance.

Crash tests and safety ratings
Want more help choosing safe, discount-worthy cars? First hint: too much crumpling is bad.

Discounts subject to eligibility. Coverages may vary between and are not available in all states. Terms, conditions, and exclusions may apply.

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