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Five Ways to Save on California Auto Insurance
It’s a fact: Californians depend heavily on their cars to get around. With gas prices on the rise, it’s comforting to know that there are ways you can save on another expense— your auto insurance premium. Knowing these tips could save you hundreds of dollars on your California auto insurance now and in the future.
Shop around
Insurance companies use different rating systems to determine how much you’ll pay for auto insurance and to compete for your business. So chances are very good that you’ll find a better rate when you shop around.
At Esurance, we always advise drivers to shop around for the best coverage at the lowest price. You can do all your shopping at Esurance! When you get your quote we also tell you how much you’ll pay with other insurance companies. Get your free auto insurance quote to find out if you save with us.
Drive safely
It pays to be a good driver. Traffic tickets and auto insurance claims stay on your record for several years— and while they’re on your record, you pay more for auto insurance. Auto insurance companies reward good drivers with low rates. California drivers that have good driving records and no recent auto insurance claims tend to save the most on their California auto insurance.
If your record is less-than-perfect, you may be able to take a defensive driving course to remove a violation from your record. Unfortunately, your only other option is time. You’ll have to wait several years for violations and tickets to be removed from your record before you can start enjoying lower auto insurance rates. For more information about defensive driving, read: Defensive Driving: Stay Safe and Save with Auto Insurance Discounts.
Watch your odometer
In California, many auto insurance companies use your annual mileage to help determine your auto insurance rate. If you drive a large number of miles each year, you should expect to pay more for auto insurance since you have more opportunities to be involved in an accident.
Lowering the number of miles you drive can help you save on auto insurance and at the pump. You can also help protect the environment! For more tips on these topics and more, visit the Esurance Auto Insurance Learning Center.
Don’t let your coverage lapse
Most auto insurance companies look at your auto insurance history to help determine your rate. Many look unfavorably on drivers who let their coverage lapse. Having gaps in your auto insurance coverage, even for a day, can cost you more for auto insurance in the long run. For more information on how your auto insurance rate is determined, visit the Esurance Rates section.
Look for auto insurance discounts
Auto insurance discounts can save you lots of money on your policy. For more information about Esurance auto insurance discounts available in California, read: Auto Insurance Discounts that Help You Save on Your California Policy.
Start saving on your California auto insurance. Get a quote from Esurance today!
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